Helpful Tools

Personal & Financial Organizer

Experience teaches us that life can change in a moment and when you least expect it. So now is a good time to start getting your personal and financial information organized.

Take a few minutes to complete the Personal & Financial Organizer today. It’s designed to keep your family’s key financial and personal information organized and available in one place. You may not have everything listed in this organizer but it’s a good starting point that you can update as you go. It will help you bring together important information on investments, insurance policies, and wills. The organizer also lists vital medical, dental and legal information with addresses and telephone numbers for you and your family.

Store the organizer in a safe and private location so all family members will know where to find it. If you need assistance filling out this form or have any questions, please contact me today.

Personal Budget Worksheet

Getting your income and expenses down in writing helps you manage your money and track your spending behavior so you can fulfill your goals.

Take a few minutes to complete the Personal Budget Worksheet today. It’s designed to help you to see what is happening with your monthly cash flow. Your net income should be easy to list, including only the regular source (or sources) of income you expect to receive over time. Listing your expenses and spending, however, will require close attention.

The Facts guides

Registered Educations Savings Plans (RESPs) – The Facts

An RESP is a tax-assisted plan that can help save money for post-secondary education. Contributions to an RESP are not tax-deductible, but the money inside the plan will grow tax-deferred until it’s withdrawn for a post-secondary educational program. In addition, there are grants and incentives available from the government of Canada and certain provinces to help build education savings.

Income Splitting – The Facts

This guide provides an overview of the rules surrounding income splitting, details on what income splitting techniques are restricted by these rules, as well as some potential tax saving strategies that are permitted by the Income Tax Act (Canada).

TFSA – The Facts (PDF)

TFSAs offer Canadians a new way to save money in a tax-efficient manner. Review this guide for everything you need to know about Tax-Free Savings Accounts.
View our client-friendly video on Tax Free Savings Accounts (TFSAs).

Registered Retirement Income – The Facts (PDF)

Turning your clients Registered Retirement Savings Plan, or RRSP, into retirement income is a major financial decision. Review this guide for everything you should know about retirement income options.

RRSPs – The Facts (PDF)

When used to its full advantage, an RRSP can be a powerful tool that can save you money on your annual tax return while helping your savings grow. Review this guide for everything you need to know about Registered Retirement Savings Plans.

Charitable Giving - The Facts (PDF)

A guide detailing the various charitable giving options available.

Insurance Investments – The Facts (PDF)

An overview illustrating the set up and suitable uses of insurance investment contracts issued by Manulife Investments, including segregated fund contracts, annuities and guaranteed interest contracts (GICs).

Government Pension Benefits

Government Programs

Executor’s Handbook

When you become an Executor, you are really becoming a legal Trustee with all the rights and responsibilities that come with that position. This handbook provides you with a solid overview of estate settlement and will hopefully provide you with some useful information and tools to expedite your responsibilities in a timely and competent fashion. Read more.

Will Planning Checklist

There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences.

Here is a checklist of some of the issues that should be discussed before you make your Will.